Line dossierLine 03 — Cyber
03

Cyber liability, with incident response from first notice.

Cyber is the line where the clock does the damage. Incident response, forensics, legal and business-interruption expertise need to move together.

A 24/7 front door starts the technical response while the incident is still unfolding — not on the next working day.

Operating brief

Specialist from the first assignment.

Cyber MGAs · carriers · programme business · self-insureds

  • First- & third-party cyber liability
  • Incident response coordination
  • Digital forensics
  • BI quantification
  • Extortion & ransom events
  • Notification & regulatory exposure

Line-specific operating procedure

The response moves while the incident is still unfolding.

  1. 01

    Section 01 · Intake

    Receive & authenticate

    A 24/7 front door captures the event, affected systems, known parties and immediate safety or continuity concerns.

    Output
    Structured incident notice

    Control
    Agreed escalation script

  2. 02

    Section 02 · Response

    Contain & preserve

    Engage cybersecurity, digital-forensics and legal capability while preserving evidence and the decision record.

    Output
    Containment and evidence plan

    Control
    Role and instruction boundary

  3. 03

    Section 03 · Examiner

    Assess obligations

    Develop coverage, notification exposure, regulatory considerations, liability and business-interruption quantum together.

    Output
    Exposure and action position

    Control
    Authority and legal review

  4. 04

    Section 04 · Team

    Restore & report

    Track the incident through remediation, communication, quantum, payment and programme-level lessons.

    Output
    Outcome and incident record

    Control
    Closure and learning review

Operating lanes

Parallel expertise, one incident record.

Cyber response cannot wait for one discipline to finish before the next begins. The examiner keeps the parallel work visible and accountable.

L01

Technical response

Containment, digital forensics, cause analysis and evidence preservation.

Returns: technical facts, affected scope and remediation status

L02

Legal & regulatory

Notification exposure and legal requirements considered alongside the developing facts.

Returns: obligations, decisions and communication record

L03

Coverage & liability

Policy response, third-party exposure and authority remain with the claims function.

Returns: coverage position and exposure view

L04

Business interruption

Forensic accounting develops the financial effect while systems and operations recover.

Returns: supported quantum and assumptions

Quality architecture

Control is designed into the file.

Reviewable at every handoff

Protocol 01

Always-on escalation

The programme script identifies who must be engaged and how the notice is acknowledged.

Protocol 02

Evidence integrity

Technical evidence and material decisions remain connected to the incident chronology.

Protocol 03

Clear authority

Response activity, coverage decisions and spend follow the client’s agreed authority path.

Protocol 04

Unified chronology

Technical, legal, communication and financial events are reported against one timeline.

Illustrative file view

Account / claim

Live operating record

Status

In review

01

Incident chronology

Notice, containment, discoveries, decisions and restoration milestones.

02

Affected scope

Systems, data, parties and operational dependencies identified to date.

03

Decision register

Legal, technical, coverage and authority decisions with owners.

04

Exposure & recovery

Third-party exposure, business interruption, remediation and next actions.

The deliverable

One chronology for a multi-disciplinary event.

The operating record gives the programme a joined view of what happened, what was decided, what remains exposed and what comes next.

Structured around the client’s instructions and review needs.

Who we work for · Accounts we serve on cyber. · Approved vendor & trusted partner

  • Lloyd'sLloyd'sSpecialty claims
  • KinsaleKinsaleCAT property claims
  • MarkelMarkelSpecialty lines
  • Argo GroupArgo GroupSpecialty lines
  • QBEQBEInland marine adjusting
  • Hudson Insurance GroupHudson Insurance GroupSubrogation

Relationships are held across the Global Group Claims Corp. portfolio of companies.

Flexible by design

Build the response around the programme’s existing capability.

Path 01

Full incident ownership

Intake, examiner, technical response, legal coordination, quantum and reporting connected end to end.

Path 02

24/7 front door

Add structured capture and immediate escalation to an established response panel.

Path 03

Specialist support

Commission investigation, forensic accounting or claim oversight for a specific incident.

Start here

Put cyber claims in motion.

Tell us the line, the states and the volume. We will map the right operating model and show you how the first file moves.